On November 15, 2004 Centerville adopted a revised ordinance to provide flood damage prevention within City boundaries. This ordinance was necessary to comply with National Flood Insurance Program (NFIP) requirements and to adopt revised Flood Insurance Rate Maps (FIRM) produced by the Federal Emergency Management Agency (FEMA) that became effective on January 6, 2005.
The NFIP is a Federal program that allows property owners in participating communities to purchase flood insurance to protect against property losses from flooding. Since Centerville participates in the NFIP, our residents are able to purchase flood insurance. Mapping is used to determine Special Flood Hazard Areas (SFHA) which are subject to flooding by the 1% annual chance flood.
Each property is unique and may or may not require flood insurance depending on where the primary structure is located on the property and its relevance to the regulated floodplain. Each property owner should check with the lender and insurance company to determine the best plan for the individual property. Property owners are encouraged to fully understand the level of coverage obtained.
For additional information please contact the City Engineer in the Public Works office at (937) 428-4782.